Whatever investments you will make the aim of it is always to expand wealth. Forestry investment is one of the many investments where you can double or triple or even expand your wealth more. The difference of forestry in all other investments is that with forestry there is a significant growth in wealth.
Natural wealth especially forestry continues to flourish year after year, regardless of situations outside the forest. The Financial markets may be a roller coaster; it may rise and fall which can result to profit and loss. However with forestry investment your wealth grows. A forest cannot be stolen nor shifted; it is always there. You will be surprised each year as you visit your forest, how much trees have grown.
Speaking of forestry investments, Brazil has a lot to contribute. Brazil’s Government launched a new international investment fund designed to help tackle deforestation in the Amazon rainforest. This is a step that was welcomed and hailed by environmentalist.
It has been discussed by the Brazilian Government Officials that the said fund will target to raise up to £10.5bn by 2021 from international governments and businesses. This will be managed by Brazil’s National Development Bank. In less than 8 years forestry returns is expected to flourish. This is because studies have proven that forestry returns are not correlated or negatively correlated with returns of financial assets such as stocks and bonds. The number of forestry investors have risen significantly and the three key reasons are; competitive returns, low risks and it adds diversification from financial assets
For 50 years and counting, Greenwood Management has shown considerable returns in timber investments, outperforming most global bond and equity indices. With good forestry management practices in place you can be rest assured that your assets will keep on growing year after year. Investors will have a free option of either buying forestry directly from us or invest into forestry units. This will give smaller investors the opportunity to invest directly into forestry. Greenwood’s project with Brazil is expected to have a great impact on forestry investments. Read more…
Be the first to comment - What do you think? Posted by
Bullish Trader -
August 27, 2010 at 6:45 pm
Commodities funds are an intergovernmental financial institution established by the United Nations Currently, the Fund is a partnership of 106 Member States and institutional members including, the European Union, African Union , the Common Market for Eastern and Southern Africa and the East African Community. Commodity funds are an interesting, and rewarding, way to diversify your investment portfolio beyond stocks and bonds, it’s because commodities are often viewed as a hedge against inflation. Not all the funds are so attractive to investors like the safe investments.
When you say safe investment, these are your investment safely kept in the bank or invested in the bank to gain interest. When you invest for a business you don’t always get what you want to get, remember, there is no stable business. When I say no stable business, I mean all. That does not exempt commodities funds andgrowth funds.
Commodities funds have cons and pros. Commodities offer portfolio diversification. Commodities also offer upside potential. The raw materials used in construction, agriculture and many other industries are subject to the laws of supply and demand. If the demand goes up, prices generally follow, resulting in a profit for investors. Finally, commodities funds offer Read more…
1 comment - What do you think? Posted by
Bullish Trader -
July 9, 2010 at 5:31 pm
In today’s chaotic world people are looking for security. In an earlier guide we focused on CDs and Treasuries. There are some advanced traders that make short-term bets on the rate movement, however outside of that people are looking for yield and safety. Safe investments are Government backed and will guarantee you a predetermined interest rate and return on your money.
If you need to know what are safe investments as opposed to high risk investments, there are many qualified consultants who will be able to give you some sound advice. Their advice would greatly help in order for you to have a better option. Growth funds are mutual funds which aim to achieve capital appreciation by investing in growth stocks. Their main focus is companies which are experiencing significant earnings or growth in revenue, rather than companies that pay out dividends.
Growth managers are willing to take more risk and pay premiums for their stocks just to build a good portfolio of companies with above-average earnings momentum or price appreciation. But the question is, is it safe investments? Another government fund is the commodity funds; they are an interesting, and rewarding, way to diversify your investment portfolio beyond stocks and bonds. The reason is that commodities are often viewed as a hedge against inflation. Commodity funds are very volatile. Read more…
2 comments - What do you think? Posted by
Bullish Trader -
at 4:10 pm
Commodity funds are an interesting, and potentially rewarding, way to diversify your investment portfolio beyond stocks and bonds. That’s because commodities are often viewed as a hedge against inflation. Meaning the prices of commodities tend to rise in step with inflation. This movement trends to run counter to stock prices – which is an attribute that makes commodity mutual fundsso attractive to many investors. However, not all the funds are so attractive to investors like the safe investment.
Are you interested in safe investment, for me maybe yes that is all I can afford for now, to keep my investments safe in the bank. When investing something you don’t always get what you want to get, remember, there is no stable business. When I say no stable business, I mean all. That does not exempt commodities funds and growth funds.
As we all know, mutual funds are funds that are managed by an investment company with the financial objective of generating high rate of returns. An investment management company collects money from the investors and invests the money in stocks, bonds and other financial securities in a diversified manner. Stock investing has become increasingly difficult, as turmoil invades our stock market and our economic outlook continues to be poor. According to research and study, there are 7 best mutual funds to invest in 2009 and beyond, based on their performance, stability, and income of hundreds of top-rated funds. There are also factors that were considered through the research, which will be discussed below.
Three factors were considered while rating the 7 best mutual funds 2009 and these are the following: Read more…
6 comments - What do you think? Posted by
Bullish Trader -
June 2, 2010 at 2:23 am
Do you plan to move to Los Angeles? Do you know what company to contact with? 1losangelesmovers is here to serve you and help you with your concerns. You may contact them thru: 1-323-692-1060.
Have you already heard people say that you can make a lot of money in stocks ? Well such rumors are not false at all. If you know how toinvest in stocks, you can make lots of money.
For 2009 the Philippine stock market exchange index was up by more than 60 %. If you had invested in the stock market January of 2009 until December of 2009, your 1 million peso investment would have gained you more than P 600,000.00 !
Warren Buffett, is undoubtedly the world’s best stock market investor and perhaps the only Read more…
1 comment - What do you think? Posted by
Bullish Trader -
April 14, 2010 at 5:04 pm
For newbie in stock market, as strong start is to have stock market tips. Now, how do you get thesestock market tips? There are lot of ways and to begin with, you can ask those people you know who are involved with the business and get their personal stock market investing tips. Now if your are bookish type of person, you may read lots of book in the library about stock market leading you to page to page stock market tips? But in my own point of view, there is no other easier way to get tons of stock market tips and that is to do it online.
Where can you get best sites for stock market tips or stock investing tips? Get it easily, just visit Read more…
2 comments - What do you think? Posted by
admin2 -
April 6, 2010 at 11:06 pm
Stock Market Investment Advice‘ is a white paper report featuring secrets of the world’s top investors, including the trailing stop and scaling strategies.-www.investmentu.com
Stock market investing advice
Beginner stock market investing advice is far popular already in the internet. The individual investor will find it hard to make money in stocks. Almost many individuals are ready to invest in stocks right now. Yet to make lots of money means you need to study and studying takes motivation, which is very hard if all you want to do is impatiently throw your money into stocks.
If you hate to study then here are some stock investing tips.
Throw out the rulebook as there are no set rules for investing and there are no guarantees of success.
The best analysts are those who make informed decisions because they have detailed Read more…
17 comments - What do you think? Posted by
Bullish Trader -
March 14, 2010 at 2:45 am
Do you want to build a home? The one that is of standard and does not require a lot of money-work? You better start to invest in amanufactured home. Because of the past financial crisis, many people suffered from their mortgages in their housing loans. So other investors thought of refurnishing those cheap manufactured homes (aged 5 to 25 years old) and later on sell them at a higher price with a mark-up price of 25%! Good idea in investing money, isn’t it?
You can guarantee that it is of quality as it is built with specifications and standard materials. Once it is done, one can simply move the house to the place or lot where they want it. It is good if they have invested on land already. It is possible that buyers can have a $4000 savings on it depending on their location. That’s a great savings!
There are things to consider in the location before you move the house. You need to check the most basic necessities like electricity, water, light, gas, sewer connections. All of these need to be incorporated or installed in the house. So make sure as before selling it, you have already fix these things.
Take this recommended budget of $110,000 to remodel a manufactured house and you can sell it at $185,500 after all those property and insurances taxes deducted from it. So you may try to partner some construction companies and check how you could work out with the budget.
2 comments - What do you think? Posted by
Bullish Trader -
February 13, 2010 at 1:16 pm
Do you consider yourself as an internet marketer? Do you have an online business or do you provide internet marketing strategies to your clients? Do you know the importance of business market research? How long are you getting leads to your products and services and where you get them? Certainly, you can possibly achieve want you want for in your online marketing strategy if you have a series of business plans set ahead.
If getting leads or prospects is your problem, then you can try one strategy called email marketing. You might be thinking on the word “spamming” but it is not it. This is done by making an end-setting offer to your possible leads. You have to make an effort to persuade your leads to buy or patronize your products and services you provide. If it appeals that it is something they are getting for free or without spending a dime on what you have, the more chances they will bite that piece of cheese you offer. It is not a trap but it is one good thing to introduce what you have in there and how it could benefit them. It is basically knowing your target market. The best things in life are FREE! And people would cling to anything that is FREE!
One thing you have to feel in doing business plans is knowing the business-to-business market in the kind of industry you are in. For example if you are providing health and wellness services to your clients, you can either have promote or make ties to other market related to your business like health product companies, clinics, spa and fitness centers, etc.
Creating a good email capture strategy can be done through sign-ups to your site, referrals, online searches, or people who share the same interest who just stumbled to your site. Therefore, you have to set good site marketing strategy to keep more visitors coming to your site. If you need to hire an SEO expert, then do it. Once you get what you want, they you can definitely start with your email marketing through free offers you are giving. What are examples of these? It could be instructional cds or dvds, gift certificates, online chats, webinars, forum links, interactive videos, free reports, newsletters, e-books, complementary products and etc. Offers like these are appealing and it could sure drive more leads to your site. And we that, greater chance to achieve the number you desire for your target market.
2 comments - What do you think? Posted by
Bullish Trader -
February 7, 2010 at 12:50 am
People are so lucky today that with the presence of the internet, a lot of income opportunities await those who work at the convenience of their computers at home. Simply because there are many lucrative ways to be done online and those who prefer working at home like me!
To those who are new or still learning the world of blogging, it will be a good jumpstart for you to know how blogging will help you in terms of monetary aid. Getting paid to blog is one eye-opener for those who own blogs or websites. The opportunity to express your opinions or views on stuff that you want to talk or share about online is a milestone for many when in the old time we just have our own personal diaries to record events or memes day by day. But if you get paid with your hobby of writing is totally a lot interesting and most of all, fun!
Blog marketing is indeed very easy now with blogadvertisingstore.com. They open new and better horizons to bloggers and aspiring writers. They try to make it very easy for both advertisers who need the services of bloggers. You get the convenience on the things that you need. And it is a sure pay! Satisfaction guaranteed on both parties. All you need to do is have a blog. Put good content to it and learn to drive traffic to it so many will also read or see you blog. That is very important to get more paid writing opportunities from blogadvertisingstore.com.
Voicing out your own opinions or topics that interest you through your blogs is one form of expressing your views and points. If you are share something online, it will be a great avenue for a lot of people to read what you have in mind and know what you are feeling.
This new paid to blog opportunity is a great help for a lot of people who are staying at home and doing work-at-home jobs. This is legit and sure way of online income. Hope this help a lot to you.
15 comments - What do you think? Posted by
Bullish Trader -
February 6, 2010 at 12:59 am
“Unless your parents are rich don’t follow what they did.” Bang!!! It hit me hard when I heard that. Does that mean I won’t follow them because they are not rich? But think harder. It’s not what it meant.
We love our parents. They deserve our respect and they are to be honoured. The statement probably mean about their financial strategy and most of them failed during their early age and reaped the rewards in their old age and we are also hurt seeing them having financial trouble.
You will hear a lot of parents saying.
” mao ra jud ni ako ikahatag ninyo kay pobre tah.”
“ito lang ang kaya kong ibigay. pasensya na kayo kase wala tayong pera”
“gamay raman ato sweldo”
“kulang rajud ato income”
If you look at it, and study the phrases carefully, you will see why they failed. And if you are saying the same thing, you are most likely on the way to what they are in their old age.
The world is changing very fast and everything has turned out to be competitive and if you are not able to cope with it you are most likely will be left behind and end up broke.
Sometimes its not about your Position held in the corporate world. Would you be happy as a MANAGER or even the CEO but broke financially? You need to have someone from the financial industry who can sit down with you and teach you how and why you need to save, invest and increase your income.
Some of the advices our parents tell us is no longer applicable today. Come to think of it. You would rarely see someone use the type writer or write a letter and send it using the post office.
If someone would talk to you about MUTUAL FUNDS, STOCKS and INSURANCE most likely your parents would have goose bumps. It’s new to them but something you should learn and even teach them.
Don’t ever mock and scorn at your parents on their failures. It may not be their fault because no one taught them how to do it. It’s your chance to help them. Learn about the financial industry and tell them how good it is and how it can help you solve the financial difficulty the family is experiencing.
One fault is to refuse or procrastinate savings. “How can We save if our Income is never enough?” Then do something about it. You have to increase your income to fit the size of your needs if you can’t lower your needs. Either you see yourself buried with tons of debts or filled with savings 3-5 years from now. Your decision today will shape up your future.
Live within your means or increase your means and save. How fast can you increase your means? Where and how would you like to start?
IMG has a powerful system that would allow you to increase your means with a flexible time, commitment and schedule. Act now.
By Jhade
2 comments - What do you think? Posted by
Jhiade -
January 14, 2010 at 10:14 am
Eliminating the “swing votes”. Philex’s CEO Walter Brown and Vice chairman Roberto Ongpin,
together with DBP, have agreed to sell a combined 452Mil shares or 9.24% of Philex to the First
Pacific Group for Php9.5Bil or Php21.00/sh. This effectively increased Fist Pacific’s stake in Philex
to 40%.
Expecting a correction in share prices. We expect this development to trigger a sharp
correction in Philex’s share price. The likelihood that there will continue to be a battle for control
is now very small given that the next biggest shareholder is SSS with a 22% stake. Any party who
would like to challenge First Pacific will have to acquire more than 18% of Philex in the open
market. This should prove to be a very difficult feat. We also do not expect any tender offer to
take place. First Pacific acquired its shares over a span of more than one year. Moreover, although
it is the biggest shareholder, it does not own more than 50% of the company. Finally, Philex’s
valuation is very expensive. Based on our estimates, Philex’s fair value is only Php6.90/sh, only a
third of the price paid by First Pacific.
Reiterating SELL rating. We have a SELL rating on PX given the stock’s unattractive valuation.
Although the recent rally in copper and gold price has improved Philex’s earnings outlook and
the viability of the Boyongan Project, the stock’s current valuation can not be justified.
Entry credit: CitisecOnline.com
Make your christmas a fulfilled one. Need of a business christmas gift? You better think right now!
1 comment - What do you think? Posted by
Bullish Trader -
December 4, 2009 at 10:03 am
If you think the cyberspace is a bowl of salad where you could lavish the taste of online income opportunities? I think, you might me get delighted with the idea of paid to click ads while visiting websites. These are just one of money making opportunities you could do while at home sitting for as long as you have an internet connection.
What will you do? It’s so easy! Sit, click and make money! And if you have lots of friends that you would like to participate and be earning just like you, you can refer them as well. It’s a win-win situation for all! Please click here to know more details!
It may not promise you to get wealthy but it’s a good avenue for you to have a part time profit online at the convenience of your home. You don’t need any start up capital for it. Just your small time on visiting sites and clicking some ads. So simple, right?
1 comment - What do you think? Posted by
Bullish Trader -
November 10, 2009 at 3:22 pm
A few days before the month of October ends, I opened a “mini” account with Millennium Penata Futures of $1000, that’s around, Php 50k thru a friend broker. I had been practicing and learning the basics ofFOREX trading as well as its terminologies thru a demo account.
So far, I know, that FOREX has a very volatile and liquid market and we all know, it’s risky. Some say, it’s better than stocks. Partly, true! High returns or profitability are possible but it may lead to greater losses if your strategy will go against you. Hmmm… learning the basics is what I recommend. Don’t rush on profitability. Think of it, it’s in dollars! A profit of $20 in a day is enough for me as a newbie but it’s not only limited to it, it could be more!
Capital to Invest?
FOREX trading for Pinoys might be known to only a few. It’s because, it’s the game then of the “BIG” guys! The richest of the rich, banks institutions and international marketers! With the availability of the internet, many companies into FOREX are opening its doors to online FOREX trading. One of them is Millennium Penata Futures based in Indonesia. To start an account with them, you could either choose to open a regular account ( $10,000 or Php 500,000) or if you don’t have that enough cash just like me, go to open a mini account ($1000 or Php 50,000). I can refer you to my friend broker to give you a sampler or demo account so you would know how FOREX trading would go just to familiarize on how to work with it.
Initial Profit:
So far, the highest profit I took in just days after trading in FOREX is $396! You may use a converter if you want to know the peso value of it! That’s almost half of $1000 that I invested!
How to take profit?
Aside from the initial capital or investment to start with, you have to open a dollar account in your nearest local bank. I recommend BDO, as they offer $200 to open a dollar account (this account doesn’t earn any interest). Other banks, may require you a deposit of $500 (dollar account that would earn an interest). Why you need one? You can only withdraw you profits from you FOREX through a dollar account as it is based in dollars! Definitely, a simple and quick transfer to your dollar account. Voila, you have the money now!
I will discuss myFOREX Trading ventures soon in my next entries! So visit this site always!
2 comments - What do you think? Posted by
Bullish Trader -
November 8, 2009 at 3:45 pm
On the first week of November, I was able to liquidate my 2nd Google Adsense earnings after 2 months. It seems that I have a long way to go. Hope it’s a continuous earning for moi.
I will be resigning at the end of the 4th quarter. Thus, I need money! An income that would help me pay my bills and other basic needs to come. Oh, working in a call center job is really stressful in spite of the big pay that you’ll be receiving every month. I’ve been in the industry for 2 yrs and I just decided to put an end to it this December. I just can’t take it to be drooling around with changing shift schedules, hard metrics, and unstable client specifications.
With this plan, I was able to save an ample of money or rather invested my earnings already in stocks, tangible businesses, mutual funds, health care and life insurance (Kaiser) and lately, FOREX trading. It seems, I have already secured my life in the long run with those investments plan.
Blogging has been a big help to me with thispassive income introduced by Google. Definitely, Google Adsense’ success in internet marketing really makes many people a happy.
Again, wishing here for more and bigger Google Adsense Earning in the next months to come.
3 comments - What do you think? Posted by
Bullish Trader -
at 3:00 pm
A friend of mine forwarded the article below to my email. It’s about managing your money on your own while not getting any help from financial managers or experts. I would like to share this to you as it may give you an idea on making decisions on how will you want your hard earned money be managed.
In my opinion, I will agree to some points of the author but it’s also good that we also have those fund managers or financial experts do the job in growing our money. I also have “some” of my money or investments handled or coursed through brokers or fund managers as I find their capabilities significant in my investing strategies. So far, I’m satisfied with the service, it’s just how you look for a good broker with less or minimal fees and of course, TRUST is important. These people already got the experience and they know that their primary concern is giving you the best they could do. To make their client happy! If you think, they are helpful enough, I think, you might stick to them for “some” not all of your investments.
I’m definitely a NEWBIE! To start in this money endeavor, seeking help from those knowledgeable folks is a good option. If I find myself capable of doing it on my own, having mastered the strategy, then, I will be better to manage my own money already. For now, learning from others and getting the best option from those financial experts is still my recommendation.Well, you may want to read the article. Read it below:
Most investors do not realise, but as a private investor managing his own money, he has got an immense advantage over a fund manager due to factors he may not even be aware of.
Sure it will take up some of your free time but it will probably be one of the most awarding activities you can invest your time in. We have all worked hard for the money we have saved and it would only be prudent to invest in the best way possible. With public pension systems crumbling around the world because of ageing populations, making the most of your savings had gotten much more important.
1. You can wait
As a private investor you can wait for attractive investment opportunities to present themselves. If you cannot find anything attractive you can stay in cash. Fund managers do not have this luxury.
They have to invest in whatever their investment area is irrespective of valuation. Holding cash in the fund management world is known as career risk as the fund manager runs the risk of falling behind his peers or his benchmark. The larger the cash position the higher the career risk.
The best example of career risk I have read is value fund managers losing their jobs because they refused to buy internet shares during the internet bubble.
2. You can invest anywhere and everywhere
As a private investor you can invest in any type of asset in any country that offers an attractive risk return trade-off, be it corporate bonds, equities, options, real estate etc.
Fund managers have to stay within the fund’s investment area. Additionally complying with regulations, even further limits their investment choices. You can argue that you can change to a fund in another investment area but that is also actively managing your money.
3. You can invest in any size
This is similar to the investing anywhere and everywhere as you have the freedom of investing in small or large companies whatever is most attractively priced.
I was recently astounded when I heard of a value fund manager that had to invest in companies that have a high weighting in a particular share index because he had institutional investors (read large investors) that would withdraw their funds should his performance deviate too much from the market.
This is ludicrous, why invest with a value manager if you really want market index performance? You want a value manager to do what he does best, search for undervalued companies.
4. You have no benchmark
As a private investor I only have one goal in mind, to grow my investment portfolio each year irrespective of what the market does.
I do not consider it a good year if I have lost 25% while the market has lost 40%.
I am sure your goal is the same.
Fund managers only have one goal, beating his benchmark irrespective of absolute return. I cannot remember how many times I have heard a fund manager say that he has to remain fully invested in his investment area as that is what his investors expect of him.
Just think of what happened to investors in technology funds as the internet bubble deflated.
5. You can focus and ignore
Studying, understanding and applying what has worked in investing is all you need to do to be wildly successful as a private investor. You can only focus on a few things and ignore the market noise, you only have to spend relatively little time to be successful.
Fund managers have to have an opinion on a lot of different investment areas because they have to appear competent in company and client meetings. It is tough for them to have to say I do not know.
I do not watch financial television, its complete rubbish and a waste of time.
Mainly yo-yo news i.e. what went up and down.
I have my investment criteria, I look for companies that falls within it and I study only that. The rest does not interest me and that saves a lot of time.
6. No conflict of interest
This is a big one. You only have your best interests at heart. In other words all your decisions are in your best interest.
Fund managers have to think of keeping their jobs, increasing their assets under management and keeping clients happy. All this means is that their investment performance is not the most important thing on their minds.
Also fund managers in companies what also offer investment banking services may be pressurised to buy securities of investment banking clients irrespective of investment attractiveness.
7. You can have a long view
According to a study by the New York Stock Exchange the average holding period of shares held by investors have declined from five to six years in the 1950’s to 11 months. That means that the average investor has an investment horizon shorter than one financial year.
It is unlikely that a company with problems, as undervalued investment inevitably have, can sort them out in such a short period of time.
As a private investor you can follow the company over many years and realise the gains when the company gets revalued by the market. This may be the largest competitive advantage you have.
The ability to look at a company solely on valuation and keep it as long as it is undervalued.
8. No peer pressure
Accept if you discuss your investment with friends or family you will have no peer pressure to buy or sell any investments. I have gotten to the point that I am reluctant to discuss my investments because the response I get is either, “never heard of it” or “what, you must be mad, don’t you read the newspaper?”
Fund managers have a different problem. The funds they manage get compared to benchmark indices and other funds, including the individual fund holdings.
Should you stand out in any way invites questions. Should the performance be worse than the peer group or benchmark career risk increases.
If you manage your own money you have none of these problems.
9. You decide
You make the final decision after you have done the analysis. You may be wrong but at least you make the calls either way. A lot of funds are managed where committees decide what is bought and sold.
Apart from the problems of group-think investment committees are staffed with people throughout the organisation with different investment approaches, not all of which has shown good historical results.
Furthermore it may be difficult to tell your boss that his investment idea stinks if you have your bonus evaluation later that day. This leads to suboptimal and sometimes completely dysfunctional decision making.
10. You can concentrate
If you find a really compelling idea you can choose to invest as large a part of your capital as you feel comfortable with.
With 80% of non-market risk diversified away with as few as 15 positions you can determine what your optimal number of investments are.
Mine is 30 as I feel comfortable with the weighting of each position in my portfolio and I can easily keep track of the investments.
When I see funds with 100 or more investments my first thoughts are that they must not have much conviction in any of their ideas. Also with so many positions you may as well buy the market itself through an inexpensive exchange traded fund.
11. You control the costs
Controlling costs and fees, or the friction of investing, is a very important part of part of realising superior long term results.
Using a discount broker I can buy and sell most shares for around 1% brokerage.
If I hold a position for three years that equates to 0.33% per year plus a 0.25% custody fee. That is a lot lower than funds that charge 1% to 1.5% per year on top of a 5% initial fee and other expenses.
Calculated over a period of 20 to 30 years keeping costs low makes a huge difference.
12. Down years are more bearable
This goes along with the point on making your own decisions. Should you have a bad year at least you know you made the decisions, can learn from your mistakes and make adjustments to your investment strategy.
13. You can be fully invested
Should you find a large number of attractive investments you can be fully invested and remain so even if the markets declined and you are still convinced of the investment case of each investment.
With a fund manager this is unfortunately not the case. When markets fall they are bound to get redemptions. In order meet the redemptions they must either have cash available or sell investments. But when markets are falling liquidity drops as well. That means that because investments have to be sold liquid investments are sold first.
This selling pressure puts pressure on share prices leading the markets to fall further thus triggering more redemptions. You get the picture.
Some fund managers plan for such eventualities be keeping a certain amount of liquid investments or by keeping at least a small amount of cash on hand. This as mentioned in one of the points above leads to suboptimal investments not necessarily the managers best ideas.
Luckily as a private investor you do not have this problem. I always keep a cash reserve of one years living expenses aside to ensure that I do not have any pressure to sell investments should the market decline unexpectedly. Also a large cash reserve gives me the peace of mind and opportunity to focus on investing for the long term.
There are of course a few funds where the drawbacks mentioned below do not apply but they are in the minority. The large bulk of fund management companies are focused on growing the amount of money they manage, where maximizing the returns to investors come a distant last.
You have read the article already. In the end, it’s your decision whether you manage you money or get a fund manager for you. As what I’ve said, I’m a NEWBIE, I need help from the experts. I invested inmutual funds which are managed by fund managers. I see my money is growing and so far, satisfied with the service. I’m happy. That’s important. Now, what’s your take? wbpitfe5qk
2 comments - What do you think? Posted by
Bullish Trader -
October 10, 2009 at 10:37 am
I didn’t noticed that I got two (2) unclaimed checks already from my sideline job as a broker of IMG (International Marketing Group). I got my 1st check last June and from that, I started to get encouraged to work hard (but not really trying hard) as this passive income will sort of level to my active income from being a call center agent! At this point, my salary from my nocturnal job still pays good. But if you have all sorts of passive income like google adsense, stocks investments, brokerage, freelancing and etc. which I all have, isn’t it just amazing that when you aggregate your earnings from these income, it’s even more than my active income (salary)?! So it means, I’m receiving double!
My previous articles stated ways to save money! Like, I did all learn about this financial education stuff when I joined IMG, April of this year! It’s when I started to know about theRule of 72, Stock Investments, Healthcare, Insurance, Mutual Funds, Savings, Passive Income which I find it really helpful and important if you want to be wealthy! And yes, I’m so thankful that IMG is able to enlighthen me on that!
My dad has been a broker of IMG since 1997 and at that time, I was in high school then. He tried to convince me to join him but I just said a big NO. Later that I realize, when I’m already working, I came across that I have to really do something good for money. Like, I have to save it where it could give me double or tripple or more interest of my money than saving it in a bank.
Yes, it took 8 years for me to realize that! And my dad just give me the freedom to choose to do what I want. Now, he is happy. I became a broker of IMG which is just a part time money venture for me but I consider it as an income generating which I would like to share with my fellow Filipinos.
What is IMG?
International Marketing Group is one of the few companies of its kind in the industry today – a marketing company that is dedicated to serving the financial needs of individuals and families from all walks of life.
International Marketing Group’s independent associates do not just work with clients who have large amounts of discretionary income – instead they work with everyday people helping them make critical financial decisions that help move them from where they are to where they want to be.
International Marketing Group is one of the biggest and fastest growing financial distribution companies in the US, Canada, Taiwan, Hongkong, Philippines and going worldwide. IMG has established agreements with many of the world’s leading financial services companies to provide us a broad array of financial products & services. IMG will help you comply accreditation and licensing requirement of all its Product Provider Companies. Multiple companies (Multiple products) will help you get the best product…Best service … Highest Rate Of Return…. Diversify investments, etc. Read more…
What Earning potentials can IMG provide?
IMG offers an excellent income opportunity, whether you’re looking at the business as a twin career or a full-time commitment. With IMG’s attractive compensation package, you can also take advantage of a number of incentives, including renewals, as well as participation in bonus pools and stock programs.
These are the companies who give exclusive rights to IMG as their official broker to transact business in behalf of them. And these are:
Kaiser Intenational
Cocolife (a subsidiary of San Miguel Corp)
Grepalife
Generali Pilipinas (owned by Henry Sy)
Phil Equity Management Inc.
Ayala Land
Crown Asia
Are our providers big time? Yes, in deed! Visit here for more of our providers!
Interested?
I’m currently based here in Cebu. Our IMG office is at Lahug and FGU tower in Ayala. But if you want to know about having a good business, passive income, and being a broker, just email me at admin@thegetwealthy.com or text me thru 09239776792 or simply leave your infos here and I will get back to you the soonest time.
2 comments - What do you think? Posted by
Bullish Trader -
September 28, 2009 at 5:59 pm
I got this Ten (10) Principles of Investing from Freeinvestmentreport.com. I would like to share it. This is one way to condition our minds in terms of stock investing. Hope this helps!
1. Start investing now. You could be getting better returns on your money today to prepare yourself financially for your future.
2. Make a financial plan. You must know what your goals are to be a successful investor.
3. Do not follow the crowd. When investing, do what the wealthy do and look for opportunities to get in before the masses.
4. Don’t overpay for stocks simply because the companies behind them are large and well known. Too many large companies are overvalued, and their prices will eventually fall back to earth.
5. Have patience when investing. Wait for the right time to enter and exit your trades.
6. Research, research, research. And if you can’t do your own research, seek advice from experienced professionals who specialize in the markets.
7.Remember that all big companies were once small companies. Look for high-potential opportunities in the micro cap and small cap sectors.
8. Be cautious when investing borrowed money. Your investments can fluctuate in value, whereas the money you borrow must be paid back in full.
9. Don’t put all your money in one place. To protect yourself, make certain your portfolio is diversified across a number of unrelated financial instruments.
10. If necessary, close out losings investments to cut your losses. Stocks do not always bounce back.
Will you feel good if you bought something like a desired gadget out from your passive income? Like not taking it from your main source of income like from your salary if you’re an employee or sales if you own a business? Definitely, your answer might be a big YES! Why not? Did I say, Google Adsense and Stock Investments in the title? I would like to share this experience of mine for you to be inspired (maybe, it helps). lol
Because of blogging thru Google Adsense, I was able to buy my new ASUS EEE 1000HE netbook! I used my first google adsense earningsand my profits from what I gained in my Stock Investments. These are all from my passive incomes. What do I mean by this? Instead of using my basic salary to buy my desired gadget, or saving it in the bank, a portion of it or like all of it was invested in the stock market! Come to the point, that I see a signal in profit-taking, I sold my shares of course at a gain and the proceeds (just the gain), I used it to buy what I want. So, my basic salary is remained untouched but instead, it generated interest and is used to buy those needs and wants of mine. Whew! At least, because of the very basic knowledge in investing, I learn how to value money. It’s money generating another money!
What’s the role of Google Adsense then?
Last month, I received my first Google Adsense earnings and this is from my blogging stuff. I was able to treat my friends for some sumptuous meal! It pays to really celebrate when these boon things in life come! For good luck and more to come, actually! A portion of it, I used to add it to buy my new ASUS EEE 1000HE netbook. So I did use all my passive income sources to buy it. Google Adsense and Stock Investment gains for the netbook.
How to have a PASSIVE Income?
For now, I will say:
Go blogging thru Google Adsense.
Stock Investments thru profits.
Although, there are lots of ways to earn passive income thru blogging aside for Google Adsense, you may use your site to give paid reviews on products and services, internet marketing, and etc.
Whom to do you think is the wealthiest pinoy as of today? In August 2009, Forbes Magazine released its list of The Philippines’ 40 Richestreleased this August 2009. Now, it’s time to check who these wealthiest Pinoyare! Let’s check the top 10 Richest Filipinos:
1. Henry Sy
Networth: $3.8 billion
Age: 84
Marital Status: Married, 6 children
Business: Investments in SM and Banco de Oro Unibank
2. Lucio Tan
Networth: $1.7 billion
Age: 75
Marital Status: Married, 6 children
Business: Fortune Tobacco, Asia Brewery, Philippine Airlines and Hong Kong properties
3. Jaime Zobel de Ayala
Networth: $1.2 billion
Age: 75
Marital Status: Married, 7 children
Business: Chairman emeritus of family’s Ayala Corp
4. Andrew Tan
Networth: $850 million
Age: 57
Marital Status: Married, 4 children
Business: Megaworld, Philippines’ McDonald’s franchise, Alliance Global Group
5. John Gokongwei
Networth: $720 million
Age: 82
Marital Status: Married, 6 children
Business: Shares of his conglomerate JG Summit, Robinsons retail department store operation
6. Tony Tan Caktiong
Networth: $710 million
Age: 59
Marital Status: Married, 3 children
Business: Jollibee Foods
7. Eduardo Cojuangco Jr.
Networth: $660 million
Age: 74
Marital Status: Married, 4 children
Business: Chief executive of Southeast Asia’s largest food and beverage conglomerate, San Miguel.
8. Enrique Razon
Networth: $620 million
Age: 49
Marital Status: Married, 2 children
Business: International Container Terminal Services, National Grid Corp. of the Philippines.
9. Manuel Villar
Networth: $530 million
Age: 59
Marital Status: Married, 3 children
Business: Vista Land & Lifescapes and Polar Property Holdings
10. George Ty
Networth: $515 million
Age: 76
Marital Status: Married, 5 children
Business: Metrobank
There you have the top 10 Richest/Wealthiest Filipino as of 2009! Do you dream to become one of them? Like amillionaireperhaps? Well, all we need to do is to ACT to be one.
The Philippine Stock Exchange (PSE) approved in August 2009 rules to exempt certain stocks from the price trading band or the limit in the increases or decreases of stock prices within the day.
Trading band: Max 50% price increase; max 40% price decrease
Stocks traded on the PSE currently have a limit of 50% in terms of price increases (price ceiling) and 40% in price decreases (price floor). This trading band is supposedly installed to protect investors from price volatility.
With the August 26 memorandum, the PSE agreed to lift the trading band in the following scenarios:
When trading resumes for securities that have been suspended for a period of one year or more;
When the Exchange determines that: (a) there has been an event or occurrence that may cause the price of the security to change drastically; or (b) the application of the trading band on the price may render impractical the trading of the security upon prior notice by the Exchange as may be warranted under the circumstances.
Stockbrokers see a benefit to the trading band exemption primarily with regard to the first scenario because, according to them, a stock suspended for more than a year will have to catch up with its fair market value upon resumption of trading.
Do you want to build a home? The one that is of standard and does not require a lot of money-work? You better start to invest in a
Do you consider yourself as an internet marketer? Do you have an online business or do you provide internet marketing strategies to your clients? Do you know the importance of business market research? How long are you getting leads to your products and services and where you get them? Certainly, you can possibly achieve want you want for in your online marketing strategy if you have a series of business plans set ahead.
I didn’t noticed that I got two (2) unclaimed checks already from my sideline job as a broker of